The Best Online Loans in Lithuania – TOP 10

Companies providing payday loans, short term, and long terms credits in Lithuania, can help you with your financial needs. Each lender has a fixed interest rates, terms and conditions for repayment. Therefore, as with all financial decisions, it is necessary to study the proposed terms well.

Bellow we provide the detailed information about each company, and in our unbiased review of their services, to help you find the best lender, offering the most favorable terms for given loans, depending on your needs.

1 Finbee.lt
8.9
More details + Representative example: borrowing € 1,000 for 5 years, loan amount is paid out - € 940, fixed annual interest rate 10%, one-time contract conclusion fee - 4%, one-time credit assessment fee - € 20, monthly administration fee - 0.37% of the loan balance / BVKKMN repayment amount is 17.76%, the installment amount is € 23.09 / month, the total repayable loan amount is € 1385.23.
2 SAVY Loans
8.4
More details + Borrowing € 2,000, with a 24-month contract, fixed annual interest rate - 8%, brokerage fee € 94, monthly payment - € 96.25, BVKKMN - 20.96%, total loan repayment - € 2404.
3 TF Bank LT
8.3
More details + Example: borrowing € 3,000 for a period of 36 months, monthly payment - € 104.49, annual interest rate - 6.90%, monthly contract administration fee - 0.4%. BVKKMN - 16.52%, the total amount paid by the consumer credit recipient - 3771.79 €

TFBank.lt provides consumer credits up to 5000 EUR, so it will be suitable for those who want to receive a loan for a larger amount. Individuals, 22 years old and over, and who have a fixed income, can receive loans, and the annual interest rate can range from ~12.9% to 16.9%. The website clearly states loan terms and it‘s easy to use. You will be able to communicate with the company only on the phone and by email, contracts are made, using courier services. Also, each month there is an administrative fee of 6.9 EUR. If you delay the repayment without informing the bank, the interest for late payment will be calculated in accordance with the law, which is 0.05% for each overdue day.

4 Bobutės paskola
8.2
More details + Example: borrowing € 1000, 24-month monthly payment at the time of concluding the contract - € 77.06, MPN - 55%, one-time contract conclusion fee - 0%, monthly contract administration fee - 0.75%, BVKKMN - 93.21%, total consumption the amount paid by the borrower is € 1849.49.

"Bobutės paskola" is a quick way if you have a shortage of money and you need to get it fast. It is targeted at amounts up to 4000 EUR, but borrowing is only worthwhile if you need a small loan, because the company calculates relatively high interest rates. The cool thing is that here you will always find great offers, e.g. you can postpone payments or get a first loan of up to 200 EUR for free. Nevertheless, one should be cautious – the company does not remind that the loan repayment term is approaching, and it may take a long time to litigate in a court for delay.

5 Vivus.lt
8.2
More details + Example: borrowing € 3,000 for a period of 36 months, total interest - € 901.68, administration fee - € 324, annual interest rate - 17.95%, contract fee - € 0; monthly payment - 117.38 €; the total amount paid by the borrower is EUR 4225.68, the annual percentage rate of charge (BVKKMN) is 26.6%.

Vivus.lt is a fast payday loan lender online for people with a fixed income and who want to borrow larger amounts, up to 15000 EUR. Because the financial situation of clients is thoroughly checked, it is not a loan for the unemployed or for students. Although interest rates on a loan are relatively high, they can be regulated by repaying faster. If this is not possible and you know that you will be late to repay, there is always a possibility to extend your loan.

6 SMSpinigai.lt
8.1
More details + Example: borrowing € 1,000 for 24 months with a fixed annual interest rate of 22.79%, the total amount paid by the consumer credit recipient would be € 1434.45, monthly payment - € 59.77, monthly administration fee - € 7.50, total consumer credit the annual rate of the price is 45.21%, the contract fee is 0 €.

SMSpinigai.lt is a company, offering a wide range of services. Here you can take consumer, SMS loans, pledge a real estate or a car. Fast credits amount to 2000 EUR, and in case of financial difficulties, a payment extension service is available. Still, instant credits are the most popular and most recommended, quick and convenient way to borrow money quickly. Although the first credit is offered for free, it is necessary to take into account conditions that are limited. If you want to take a credit, be sure to check out the terms on their site and weight your options.

7 Mokilizingas
8
More details + Example: borrowing € 1,600 when the contract is for a period of 36 months, annual interest rate - 5.90%, contract conclusion fee - 3.90%, monthly contract fee - 0.70 %, BVKKMN - s – 3.90 %, mėnesio sutarties mokestis - 0.70 %, BVKKMN – 25.21%, total amount payable - € 2220.48, monthly payment - € 61.68.

Mokilizingas.lt is especially convenient for people, who often buy things or borrow money through leasing. The company issues MOKILIZINGO Cards, which can be used for payments and withdraw money from ATMs. If the leasing is paid by the end of the next month, it will not be subject to interest. The self-service system is rather simple and quick to fill, so it will not take a long time if you want to receive a loan or leasing. However, by borrowing from this site, you should be prepared to pay interest for at least one delayed return day and, in some cases, potentially complex communication with the consultants.

8 Paskolos.lt
8
More details + Example: borrowing € 1,000 for 24 months with a fixed annual interest rate of 22.79%, the total amount paid by the consumer credit recipient would be € 1434.45, monthly payment - € 59.77, monthly administration fee - € 7.50, total consumer credit the annual rate of the price is 45.21%, the contract fee is 0 €.

Paskolos.lt has a wide range of loan offers, covering both instant SMS loans and loans with real estate, which can reach up to 100,000 EUR. It is convenient that one repayment can be postponed up to 3 times, but it should be noted that this should be done at least a few days before the set date, otherwise the debt will be transferred to the Debt Collection Department. In the event of any questions or problems, you will have be patient; contacting with consultants and solving problems may take long time.

Updated: 01.09.2020

*We try to keep all the information about lenders and their offers (interest rates, loan duration, etc.) updated all the time, but make sure to check this information on the lender’s page before taking out a loan. And this probably goes without saying: weight your financial situation carefully before taking on any loan; make sure you will be able to repay on time avoiding avoiding extra interest and penalties.

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Paskolu Atsiliepimai LT is an independent online source comparing rates from multiple loan lenders, and is helping borrowers to find the best offers by providing unbiased information and reviews of credible loan lenders and payday loans online.

Disclaimer: All the information, ratings, and comparisons on our website is subjective opinion of the individuals who have analyzed it, or are/were customers of those companies. We may make recommendations, but we do not guarantee that you or other people who will use services of the reviewed companies in the future will have the same or similar experience when taking a loan.

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