The Best Online Loans in Lithuania – TOP 10

Companies providing payday loans, short term, and long terms credits in Lithuania, can help you with your financial needs. Each lender has a fixed interest rates, terms and conditions for repayment. Therefore, as with all financial decisions, it is necessary to study the proposed terms well.

Bellow we provide the detailed information about each company, and in our unbiased review of their services, to help you find the best lender, offering the most favorable terms for given loans, depending on your needs.

Updated: 01.09.2019
LenderReviewRatingLoan AmountPeriod

“FinBee“ is the company that includes not only borrowers but also those willing to contribute their money and receive interest. Due to such a business principle, the loan conditions can be more flexible, auctions (negotiations) are taking place at lower interest rates, which is especially useful for those who want to get a loan. This platform is balanced for those, who want to borrow a bit larger amounts (from 300 EUR) and will not really be suitable for those, who enjoy quick short-term loans or credits. By the way, you have to be patient to allow Finbee employees to analyze your data and find a funder, for up to several days.

300 - 6000 Eur
12-60 months
2 Paskolų klubas

Paskolų klubas

“Paskolų klubas“ is a lending platform, based on a person-to-person (p2p) basis, in which credits are covered by other people (investors). When borrowing money from other people, it is often possible to adjust the conditions or specify what amount in what period of time you can return it. However, keep in mind that medium interest is accompanied by interest rates, and to get a loan very quickly, might not be possible, because you have to wait until you will be chosen by an investor. The cool thing is that here you can receive a loan up to 10,000 EUR, as well as refinancing services.

300–10 000 Eur
< 60 months

Credit24 provides a 90-day repayment guarantee, which allows you to repay only the amount you have borrowed. For those who are already in debt, Credit24 offers refinancing services. And for those with a low income, there is a way to get a loan based on their total family income. As with most loan companies, you should read the terms carefully and avoid late payments as interest is charged. The big advantage of Credit24 is that they are actually accessible at any time of the day and the information provided on their website is detailed and clear.

Up to 5000 Eur
Up to 3 years
4 Monify LT

Monify LT provides loans to businesses without collateral up to EUR 100,000. The company says it takes 60 minutes to respond to an application, but this is not always the case, sometimes it is difficult to contact staff, and the only to contact them is via email. However, their customer service communicates pleasantly, explaining all details, terms, and conditions. The interests here starts at 3.5%, with a 1% commission from the loan.

From 1000 to 100 000 Eur
5 SAVY paskola ir atsiliepimai

SAVY paskola ir atsiliepimai

The convenience of the Savy platform is that P2P (person-to-person) loans allow negotiating better terms with lower interest rates than from regular loan companies. The Savy platform offers both consumer loans (up to € 19,000) and loans for real estate development or home repairs (up to € 500,000). Even though this type of borrowing is both more convenient and beneficial to the borrower, you have to keep in mind that the search for an investor may take some time, so the platform might not be suitable for those who want to get money here and now.

Up to 500 000 Eur
Up to 10 years
6 provides business loans up to 20,000 Eur. The company helps businesses that are growing and wanting to expand, so applications can be submitted from the second month of operation. also offers factoring (account financing) and settlement guarantee (purchase of goods financing) services. The company's website is extremely user-friendly, easy to navigate, and has clear visuals. The service is pleasant, the staff keeps their word. However, when applying for a loan, it is important to evaluate all the risks and your options, otherwise, a high-interest rate will be applied in the event of a deferral of repayment.

From 1000 to 20 000 Eur.
1–18 months
7 TF Bank LT

TF Bank LT

““ provides consumer credits up to 5000 EUR, so it will be suitable for those who want to receive a loan for a larger amount. Individuals, 22 years old and over, and who have a fixed income, can receive loans, and the annual interest rate can range from ~12.9% to 16.9%. The website clearly states loan terms and it‘s easy to use. You will be able to communicate with the company only on the phone and by email, contracts are made, using courier services. Also, each month there is an administrative fee of 6.9 EUR. If you delay the repayment without informing the bank, the interest for late payment will be calculated in accordance with the law, which is 0.05% for each overdue day....

1000–5000 Eur
12–60 months

““ is a company, offering a wide range of services. Here you can take consumer, SMS loans, pledge a real estate or a car. Fast credits amount to 2000 EUR, and in case of financial difficulties, a payment extension service is available. Still, instant credits are the most popular and most recommended, quick and convenient way to borrow money quickly. Although the first credit is offered for free, it is necessary to take into account conditions that are limited. If you want to take a credit, be sure to check out the terms on their site and weight your options. 

100-10000 Eur
15d. - 6y.

““ provides only credits for personal loans up to 4000 EUR and for refinancing up to 7000 EUR. The site has very clear terms and conditions, multiple options, convenient registration, and the account management. Even though this lender might not be suitable for those who want larger business or mortgage loans, it can be a great platform for those looking or a quick loan, and a warm, informative consultant communication.

< 4000 Eur
< 36 months
10 Verslui24


Verslui24 provides loans for small businesses up to EUR 5000, from 6 to 24 months. The client group includes not only UAB, IĮ or MB, but also those working under business license or as self-employed. It's a great place for startups or those dealing with unexpected costs because the company also accepts applications from higher-risk companies. Verslui24 website has little information about the company itself. If you have any questions, it's best if you contact the company directly.

From 500 to 5000 Eur.
From 6 to 24 months

* We try to keep all the information about lenders and their offers (interest rates, loan duration, etc.) updated all the time, but make sure to check this information on the lender’s page before taking out a loan. And this probably goes without saying: weight your financial situation carefully before taking on any loan; make sure you will be able to repay on time avoiding avoiding extra interest and penalties.

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Paskolu Atsiliepimai LT. is an independent online source comparing rates from multiple loan lenders, and is helping borrowers to find the best offers by providing unbiased information and reviews of credible loan lenders and payday loans online.


Disclaimer: All the information, ratings, and comparisons on our website is subjective opinion of the individuals who have analyzed it, or are/were customers of those companies. We may make recommendations, but we do not guarantee that you or other people who will use services of the reviewed companies in the future will have the same or similar experience when taking a loan.


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