Credit24 provides a 90-day repayment guarantee, which allows you to repay only the amount you have borrowed. For those who are already in debt, Credit24 offers refinancing services. And for those with a low income, there is a way to get a loan based on their total family income. As with most loan companies, you should read the terms carefully and avoid late payments as interest is charged. The big advantage of Credit24 is that they are actually accessible at any time of the day and the information provided on their website is detailed and clear.