EstateGuru is a rather safe and reliable way to invest in real estate. The average interest rates here are around 12% and the payback period can take up to 60 months, which means that this platform is suitable for people who are looking for long-term investments. The website is convenient to use, it has a very quick and simple registration process, and is well responsive on mobile. The company does not charge any additional fees and has an automatic investment feature that saves time. However, this feature is rather limited. Customers say that service is satisfactory, but there are some complaints about the speed of service or late payments. The platform has a particularly attractive loyalty program that encourages its members to bring friends into it as well. When a friend invests into a project, you can get a 0.5% bonus from the amount that he invested.
- Solid average interest rates
- Low risk
- No additional fees
- Limited automatic investment possibilities
- Payments that are sometimes late
EstateGuru is a Tallinn-based real estate investment platform. It allows to invest the desired amount of money in real estate and gives businesses a possibility to borrow money for their development projects on simpler terms than in a bank. Majority of investment projects are located in the Baltic States (Lithuania, Latvia, Estonia), and people from more than 45 countries can invest in them. The platform provides an opportunity to invest money starting from 50 Euros, the interest rates here are between 8 and 13%, and the payback period is from 6 to 60 months. EstateGuru also runs a loyalty program where you get 0.5% bonus on all friend’s investments after you bring him to the platform.
How does it work?
- Sign up, open your investment account, and provide proof of identity and your bank account details.
- After the system approves your information, you will be able to use the platform.
- Choose the project that you are interested in, the desired amount (from 50 Euros) and invest.
- EstateGuru also offers an automatic investment feature that allows you to automatically invest in loans. Top up your account with the amount you want, choose the maximum amount you wish to invest in one project, and the system will do the rest of the work. This feature saves time and you do not have to constantly look and wait for new projects to invest in.
Who can invest and what are the requirements?
Anyone over the age of 18 can invest in the platform. All they have to do is sign up, verify the account and choose the loans they want to invest in.back to menu ↑
Risk and reward
The average interest rate when investing through EstateGuru is about 12%. The company’s activities comply with the laws of Estonian Government and is controlled by the Estonian financial supervisory authorities. EstateGuru acts as an intermediary, so when you invest in projects, you sign a loan agreement with the real estate developer himself. This means that if the company ceases its operations, the property (mortgage) will remain with the investors by law.back to menu ↑
The website has a modern design, it is minimalistic, the menu bar is rather clear. It has many icons and illustrations to make provided information easier to understand. The page is divided into two main parts – borrowers and investors – where you can find all the basic information that you need. If you want to learn more about the company itself, read F.A.Q. and other more detailed information, you may need to look more closely because these parts are not in the main menu bar. It has particularly convenient mobile version that allows you to register quickly (you can register via Facebook or Google Account).back to menu ↑
The team working here is rather professional and provides all the necessary information. Customer service does not always respond to inquiries or calls in time, but the communication itself is pleasant and people try to answer any concerns and solve your problems.back to menu ↑
Customers see this platform positively as a convenient and low-risk way to invest money. There are some complaints that the customer service does not always respond as quickly as people would like, and some customers say that there have been cases where payments were a little late. Nevertheless, they like this platform, it is easy to use and the whole investment model is clear. They appreciate the opportunity to refer a friend and receive a 0.5% bonus from their investment – it motivates them and helps to make more money.back to menu ↑
Phone HQ: +372 641 2777
Address: Estateguru OÜ Tartu mnt 10/Pääsukese 2, Tallinn