Mr Lender is a competing short-term loans company with a 9.6 rating on Trustpilot. They also won ‘Customer Service Champion’ in the 2018 Consumer Credit Awards, demonstrating how good they are. With Mr Lender there are no upfront fees for taking out a loan, and there are no late fees for missing payments. They also have a blog which has frequent articles about saving money, responsible lending and other financial posts of interest. Sounds almost too good to be true!