Anyone living in Ukraine (or any other countries abroad), may experience cash shortage. No one is safe from financial hardships and inconsistencies. Sometimes it’s hard to make ends meet and to cover urgent and unexpected costs. This is especially true if you are the breadwinner in your family and your spouse and kids depend on you. Meeting their health-related needs, for example, is extremely hard to postpone or ignore. In this situation, payday loans are quite helpful.
In this article, we’re going to list the top 10 payday loan providers in Ukraine so that you could choose the most suitable one for you.
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Dinero provides the first loan up to 10000 hryvnia for free. It’s only required to have a bank card, ITN and passport. For the next applications, the loan amount may be higher, i. e. up to 15000 hryvnia. It’s not required to have any certificates from an employer or references. The whole process takes just around 15 minutes. If a client cannot make payments on time, he can extend it in order to avoid any penalties for delays. Bad credit history is not an obstacle for getting a loan. Instead, a client is given a chance to improve his credit history.
Moneyveo provides loans online to adult Ukrainian citizens. The service gives significant discounts through the loyalty program to regular customers, i.e. up to 50%. Additional points are accrued for conscientiousness and timely repayment. Also, there is the possibility of loan extension if necessary. Moneyveo has won awards such as the Ukrainian national award for the “Online loan” category, “Brand of the Year” in its category in 2017, and «Star Quality» in 2016.
Credit Kasa offers short-term loans without collateral and references. The process is very short for repeated applications. The loan term is possible to extend unlimited times by simply paying the fee for the loan. In case of early repayment, the amount is recalculated. In case of delays, there is a 2% penalty from the loan sum for each day it is delayed.
Alex Credit provides online loans in Ukraine up to 10000 hryvnia and for a period of up to 30 days. The company has a loyalty program which has special conditions for regular clients. To participate in the program, customers need to do three things: take out a microloan for a period not less than 10 days, not less than 1500 hryvnia, and pay it back on time. Then, a client can access higher loans for a longer period.
Sgroshi is one of leading micro financing companies in Ukraine that provides micro loans maximally, conveniently, and quickly. To apply, you simply need your ITN and your Ukrainian passport. The service approves the applications of those who have bad credit history. There are no penalties or commissions for early repayment.
Much like Dinero, MyCredit provides the first loan up to 10000 hryvnia for free. Regular clients are given a chance to participate in the cashback program. No penalties are accrued for the first 3 days of delay. The company has a convenient mobile application that simplifies all processes in getting loans and repayments. The service doesn’t include any hidden commissions or payments, it guarantees complete safety of personal data, and it has an official license that allows legal provision of lending services. On the website, you may find information about multiple awards that prove the excellent business reputation of this company.
Credit Plus UA
Creditplus gives payday loans in 10 minutes. It’s necessary to have an ITN, a Ukrainian passport, a bank card, and to be between 18-65 years old. The loans are given 24 hours a day, 7 days a week. There is a loyalty program, which gives you the possibility to extend a loan term if a client is unable to repay it on time.
Mogo provides 2 loan types: money with your car as a collateral (gives 75 % of its cost) and car leasing (funding of up to 80 % of a car cost – 200000 hryvnia). This company has gained a reputation of being a very responsible lender on the market. In Ukraine, Mogo gives individuals loans from 10 000 to 200 000 hryvnia for a period of 12-84 months.
Mgroshi is one of the simplest services providing loans in Ukraine. You only need your passport and identification code. This company offers completely transparent terms and conditions for lending, i.e. easiness and simplicity of providing documentation, and zero hidden payments and commissions. A client applies online and receives money in several minutes. Loans may be given for a minimum period of 65 days and a maximum period of 365 days.
Mazilla itself is not a lender but a mediator that analyzes applicants’ data and suggests the most suitable options for online loans. Mazilla cooperates with partners that provide loans. It strictly complies with Ukrainian law. The registration process takes less than 10 minutes. After that, it’s necessary to attach a bank card to the account in order for the service to take 2,99 EUR commission for its services.
We have compiled reviews of 10 leading online loan companies in Ukraine. All of them have both advantages and disadvantage. In most of cases, the terms and conditions of the companies are similar and pursue the same goal, i.e. to simplify and resolve Ukrainians’ financial hardships. Some of the companies have been functioning for many years, while others have been established only recently. You can make the best choice after having examined them, and decide which one is the best for your particular case.
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